USFB/CS/SE/2024-25/101
January04,2025 To,
Pursuant to Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Regulation 8 read with Schedule A of SEBI (Prohibition of Insider Trading) Regulations, 2015, we hereby share the following information:
KeyBusinessHighlightsfortheQuarterendedDecember31,2024:
Deposits:
Particulars(₹incrore)
Dec31,2024
Dec31,2023
Y-o-Y
TotalDeposits
34,496
29,669
16%
CASA
8,657
7,556
15%
Credit-DepositRatio(%)
88%
94%
Assets:
Particulars(₹incrore)
Dec31,2024
Dec31,2023
Y-o-Y
GrossLoanBook*
30,466
27,743
10%
MicroGroupLoan
13,663
15,471
(12)%
IndividualLoan
4,953
4,304
15%
AffordableHousing#
6,393
4,417
45%
MSME
1,694
1,397
21%
FIG
2,257
1,435
57%
Others^
1,506
719
109%
SecuredBook(%)
40%
28%
Disbursements
5,360
5,675
(6)%
MicroGroupLoan
2,029
3,295
(38)%
IndividualLoan
857
1,029
(17)%
AffordableHousing
813
595
37%
MSME
332
106
214%
FIG
596
379
57%
Others^
732
272
169%
Note -*IncludesIBPC/Securitizationof₹ 199 croreasonDec’24|₹ 1,596 croreasonDec’23;#Includes M-LAP:
^IncludesVehicleLoans,GoldLoan, StaffLoan,OD-FD&others
Collections&AssetQuality:
Particulars
Dec31,2024
Sep30,2024
Dec31,2023
PAR
5.4%
5.1%
3.6%
GNPA
2.7%
2.5%
2.1%
Particulars
Dec’24
Nov’24
Oct’24
CollectionEfficiency(includingforeclosure/advanceetc.)
106%
105%
106%
CollectionEfficiency
96%
96%
97%
TheinformationwithreferencetoQ3FY25is provisionalandsubject toan audit/limitedreviewby the statutory auditors of theBank. We request you to bring the above to the notice of all concerned.
ThisintimationshallbeavailableontheBank’swebsiteat www.ujjivansfb.inThanking You,
Yoursfaithfully,
ForUJJIVANSMALLFINANCEBANKLIMITED
Sanjeev Barnwal
SanjeevBarnwal
Digitallysignedby SanjeevBarnwal Date:2025.01.04
16:17:25+05’30’
